Home Mortgage Loans

Bidwell Mansion | State Historic Park

Looking for your first home, or to upgrade from your current home due to a growing family, or downsize as you are preparing to retire, let us help you get the loan that will provide you with peace of mind.

A home loan is something you will have for a long time. Make sure you get the one that fits.

  1. Competitive rates, fixed rates, flexible terms
  2. Refinance Options Available

Please ask about our current rates and terms.

Come in or call us to ask about our current rates and terms. Either way, one of friendly and knowledgeable Consumer Loan Representatives will be happy to assist you.

Consumer Lending

  1. Single-Family Residence (Primary Residences & Second Homes)
  2. Home Equity Lines of Credit (Primary Residences & Second Homes)
  3. One to Four Unit Residential Properties (Owner-Occupied)
  4. Ranchettes (Hobby Farms)
  5. Residential Construction-Only Lending (Primary Residences & Second Homes)

Mail loan payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

Payments received before 5pm Monday through Friday are credited on the date received.  Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at 530-879-5900 during regular business hours, Monday - Friday 9am to 5pm.

Northern California National Bank Member FDIC. Equal Housing Lender.

Banking Products offered by Column, N.A., dba Northern California National Bank. Subject to eligibility and approval

Northern California National Bank NMLS #766725.