LAST UPDATED: May 2, 2025

Privacy Notice

Facts	What does Column, N.A. do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Transaction history and payment history Credit history and income
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Column, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Column, N.A. share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes—information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes—information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 415-702-2703 or visit questions.column.com

Who we are
Who is providing this notice?	This notice is provided by Column, N.A.

What we do
How does Column, N.A. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Column, N.A. collect my personal information?	We collect your personal information, for example, when you Open an account or give us your contact information use your credit or debit card or pay your bills tell us where to send the money We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Column N.A. does not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Column, N.A. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Column, N.A.’s joint marketing partners include nonaffiliated financial institutions with which various banking, securities or insurance products and services may be offered.

Other important information
For California residents:	We will not share information we collect about you with nonaffiliates, except as permitted by law, including with your consent or to service your account.
For Vermont residents:	We will not share information we collect about you with nonaffiliates, except as permitted by law, including with your consent or to service your account.