Legal Name FAQs
Q: Why does my document(s) and/or the Bank’s website mention “Column N.A”?
A: In 2021, Northern California National Bank was acquired by a family from Northern California. As part of their purchase of the Bank, the legal name was changed to Column National Association. However, the Bank continues to serve you and do business under the names Northern California National Bank, or “NorCal.” Not much else is changing!
Q: How will this change impact me?
A: This is primarily a change in legal name — the Northern California National Bank name is being retained from a doing business as (dba) name. Importantly, your accounts, as well as any other products and services offered through the Bank will not change. Your account number, debit card, and checks will not need to be changed. The Bank’s routing number, phone number, email addresses, and website capabilities are also not changing. If you order new checks or a new card, you will notice a reference to the new legal name, however these do not need to be changed retroactively.
Q: What is “N.A.”?
N.A. stands for National Association. National Associations are Banks that are formed under the National Bank Act under the authority of the Office of the Comptroller of the Currency (OCC).
Q: What else is changing besides the legal name?
A: You should not experience any other changes at the Bank for the foreseeable future. The same branch leadership team and employees will be here to help with all of your banking needs. Our core focus is still to be the best community bank in Chico!
Q: Are my deposits still federally insured?
A: Your accounts will remain FDIC insured in the same manner as they were before. The legal title change does not affect or change the FDIC insurance and its application.
Q: Will loan rates or deposit rates be impacted by the name change?
A: Loan rates and deposit rates are determined by eligibility and market conditions. The legal title change will not impact rates or fees.
Q: Who should I contact if I have more questions and/or am confused about the change and how it impacts me?
A: Please contact any of us at the branch and we will be happy to answer any additional questions and/or review your specific situation with you. You can also email us at email@example.com with any additional feedback or concerns regarding the change and we will be sure to respond accordingly.