Home Equity Lines of Credit

Kendall Hall, Chico State

Use the equity in your home to finance a remodel, vacation, college costs or other big purchases with lines of credit and flexible payment options.

Loan Program and Product Details

  1. Revolving line of credit of $10,000 to $400,000
  2. Competitive variable interest rate
  3. 10-year draw period with interest-only monthly payments (At the end of the draw period, a 10-year principal and interest repayment will ensue if a balance remains)

Come in or call us to ask about our current rates and terms. Either way, one of friendly and knowledgeable Consumer Loan Representatives will be happy to assist you.

Mail loan payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

Payments received before 5pm Monday through Friday are credited on the date received.  Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at 530-879-5900 during regular business hours, Monday - Friday 9am to 5pm.

Northern California National Bank Member FDIC. Equal Housing Lender.

Banking Products offered by Column, N.A., dba Northern California National Bank. Subject to eligibility and approval

Northern California National Bank NMLS #766725.