Intuitive community banking with a personal connection

Home Equity Lines of Credit


Use the equity in your home to finance a remodel, vacation, college costs or other big purchases with lines of credit and flexible payment options.

Loan Program and Product Details

  • Line of credit of $10,000 to $400,000
  • Variable interest rate with optional lock-in feature
  • Lock in term: 1 to 10 years based on lock-in amount
  • Collateral of primary residences, condominiums, manufactured homes and vacation homes
  • Competitive variable rates
  • Expert lending professionals: Ready to help

Come in or call us to ask about our current rates and terms. Either way, one of friendly and knowledgeable Consumer Loan Representatives will be happy to assist you.

1717 Mangrove Ave, Suite 100
Chico, CA 95926
Lobby Hours: Monday – Thursday 9am to 5pm or Friday 9am to 6pm.

Mail Loan Payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

To request a demand for payoff, call us at (530) 879-5900.

Northern California National Bank NMLS #766725.