Intuitive community banking with a personal connection

Commercial Loans and Lines of Credit

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Whether you need short-term working capital or a loan to purchase new equipment, we can help you find the right solution for your business.

Loan Program and Product Details

  • Secured and Unsecured Term Loans
  • Equipment Loans
  • Secured and Unsecured Revolving Lines of Credit
  • Asset-Based lines of credit


Larry Spencer

SVP/Senior Lender

For more information visit our conveniently located office or call us at 530-879-5900, Monday - Thursday 9am to 5pm, Friday 9am to 6pm. 

Mail Loan Payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

Payments received before 5pm Monday through Friday are credited on the date received.  Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at 530-879-5900 during regular business hours, Monday - Friday 9am to 5pm.

Northern California National Bank Member FDIC. Equal Housing Lender.