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Business Product and Services
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| Business Checking | Business Interest Checking |
- For Corporations, Partnerships, LLC & LLP customers
- $2,000.00 minimum balance to avoid a $10.00 monthly service fee
- Unlimited check writing privileges
- Does not earn interest
- $100.00 to open
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- For Sole Proprietors & Non Profit Corporation customers
- $2,500.00 minimum balance to avoid a $15.00 monthly service fee
- Unlimited check writing privileges
- Earns interest
- $100.00 to open
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| Business Money Market | Business Advantage Money Market |
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| Club & Organization Accounts |
- For Clubs & Organizations that are community oriented
- $2,000.00 minimum balance to avoid a $10.00 monthly service fee
- Unlimited check writing privileges
- Earns interest
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| Business Analysis Checking |
- For business with high volume transactions
- No minimum balance
- Unlimited transactions with service fees depending on type of transaction
- Monthly maintenance fee of $10.00
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| Business Savings |
- $500.00 minimum balance to avoid a $5.00 quarterly service fee
- Earns interest
- Limited transactions-nine withdrawals per quarter
- Excess transactions subject to a $2.00 fee per item
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| On-Line Banking & Bill Pay |
- This is a free service that allows you to bank at your convenience 24 hours a day. From the comfort of your home or office you will be able to make transfers, pay loans, view account information, and pay bills.
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| Business Savings Overdraft Coverage |
- Connect your Business Savings to your Business Checking Account to avoid costly NSF fees
- Checking Account balance will automatically trigger transfer from savings in minimum of $100.00 increments
- $3.00 fee per transfer
- Available to Sole Proprietors only
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| Business Certificate of Deposit |
- Maximize your yield, we offer competitive interest rates and a full range of terms to meet your needs
- Certificate of Deposit terms start at 31 days up to 5 years
- Please call us at 530-897-5900 for current rates
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| Health Savings Accounts |
- $500.00 minimum balance to avoid $2.00 monthly service fee
- Unlimited check writing privileges
- Debit cards available
- Earns interest on balances over $100.00
- $25.00 annual recordkeeping fee
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| ACH Origination |
- This program enables you to make and receive payments from your Northern California National Bank account via our secure website
- Transaction can be set up as a one time payment, or reoccurring
- ACH service can perform direct deposit of your payroll
- Please contact a Customer Service Representative for fees associated with this program
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| Other Services |
- ATM
- Credit & Debit Cards
- Free Courier Service
- Merchant Credit Card Service
- Notary Service
- Night Drop
- Safe Deposit Boxes
- 24 Hour Phone Teller
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| Loans |
- We offer a wide range of Loan Products to fit your needs, at very competitive rates including:
- Consumer Loans
- Commercial Loans
- Agricultural Loans
- Construction Loans
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| *This foregoing is intended to depict “at a glance” some of the many features, benefits and fees of each product listed. This is not intended to be an all inclusive disclosure. You will receive a complete packet of required disclosures upon opening your new account. |
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